The Loan Lady

RP Data Reports!

Contact us today to discuss your property finance needs and we’ll provide you with a free RP Data Report valued at $65.00 This report provides valuable information regarding the value of a particular property.

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Loan Process

Purchasing a Home
  • Decide on the maximum price that you wish to spend on your new home. Property websites are a quick way to do this.
  • Contact us to arrange a pre-approval by lodging an application with a lender.
  • Locate a suitable property.
  • Find a solicitor and ask the real estate agent to provide them with a copy of the contract of sale for perusal. We can recommend a solicitor to you if you require.
  • You or your solicitor order building and pest inspections.You make an offer on the property.
  • The lender values the property.
  • You sign the contract of sale and pay the 10% deposit.
  • A copy of the signed contract of sale is forwarded to the lender for preparation of documents for signing. After you have signed the documents, the solicitor books a settlement date with the lender and the vendor’s solicitor.
Motor Vehicle Finance (Lease/Hire Purchase)
  • Decide the minimum amount that you wish to spend on a motor vehicle.
  • Contact us to arrange a quote.
  • We arrange an application to seek approval.
  • You locate a suitable vehicle.
  • You provide us the details of the vehicle. Documents are prepared for signing by the lender.
  • The lender checks the documents and directly deposits the funds into the dealership’s account so that you may take delivery of your vehicle.

Some useful links:

How much can I borrow?
Repayments Calculator
Stamp Duty Calculator
Finance is subject to submission of an application and approval of finance by a lender.

I can assist you with Home Loans, Refinancing, Debt Consolidation, First Home Buyers, Investing, Reverse Mortgage, home loan, mortgages, bank loans, loan, First Home Grant, finance, mortgage, loans, refinance, loan, Seniors loan to name just a few.

Penrith Area
Cambridge Park, Cambridge Gardens, Castlereagh, Claremont Meadows, Cranebrook, Emu Heights, Emu Plains, Erskine Park, Glenmore Park, Glenmore Ridge, Jordan Springs, Jamisontown, Kingswood, Kingswood Park, Leonay, Lemongrove, Llandilo, Londonderry, Mulgoa, Orchard Hills, Oxley Park, Penrith, Regentville, St Clair, St Marys, South Penrith, Thornton, Waterside, Werrington

Hills District
Annangrove, Baulkham Hills, Bella Vista, Beaumont Hills, Box Hill, Norwest, Castle Hill, Cherrybrook, Dural, Glenhaven, Glenorie, Kellyville, Kenthurst, Middle Dural, North Rocks, Pennant Hills, Rouse Hill, West Pennant Hills