Purchasing a Home

• Decide on the maximum price that you wish to spend on your new home. Property websites are a quick way to do this.
• Contact us to arrange a pre-approval by lodging an application with a lender.
• Locate a suitable property.
• Find a solicitor and ask the real estate agent to provide them with a copy of the contract of sale for perusal. We can recommend a solicitor to you if you require.
• You or your solicitor order building and pest inspections.You make an offer on the property.
• The lender values the property.
• You sign the contract of sale and pay the 10% deposit.
• A copy of the signed contract of sale is forwarded to the lender for preparation of documents for signing. After you have signed the documents, the solicitor books a settlement date with the lender and the vendor’s solicitor.

Motor Vehicle Finance (Lease/Hire Purchase)

• Decide the minimum amount that you wish to spend on a motor vehicle.
• Contact us to arrange a quote.
• We arrange an application to seek approval.
• You locate a suitable vehicle.
• You provide us the details of the vehicle. Documents are prepared for signing by the lender.
• The lender checks the documents and directly deposits the funds into the dealership’s account so that you may take delivery of your vehicle.

Some useful links:

How much can I borrow?
Repayments Calculator
Stamp Duty Calculator
Finance is subject to submission of an application and approval of finance by a lender.